Average is the best of the worst and the worst of the best”, a quote from Fred Harteis.  Speaking of not average, Fred Harteis retired at a very early age and claimed his financial independence.  Most people would have stopped there, because most people are average.  Fred and Linda Harteis decided that their financial independence was only a starting point.  Their vision was to help a lot of other people climb the mountain that they had already climbed.  By that one decision, they became “mountain climbing coaches”, so to speak.  I met Fred ...   more »