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View Article  Fred Harteis News Articles- Global warming: What it could cost you

Fred Harteis News Articles - Scientists' portraits of continued global warming are not a pretty sight: intensified hurricanes, droughts, floods and dramatic shortages of clean air, water and food supplies.

 

But if you think that's bad, wait until you get the bill.

"Global warming will cause profound changes, and it will be costly for people," says Chris Miller, director of Climate Campaigns for Greenpeace. "Things we've been taking for granted for so long in this country will be hard to take for granted -- from driving big cars we can afford to fuel to turning on the tap."

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View Article  Fred Harteis News Articles - Getting the most out of healthcare

Fred Harteis News Articles - It's that time of year again: open enrollment. Soon you'll be getting a package in the mail outlining all the health care options you have. Here's what you can expect and how to get the best plan.

 

1: Hold onto your wallets

Health insurance is getting more expensive. The cost of employer-provided health insurance will increase. And employees can expect to pay about 10 percent more than last year for total healthcare costs, including premiums and out-of pocket costs. That's about $300 more than last year.

 

2: Develop healthy habits

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View Article  Fred Harteis News Articles- Health care: Fighting denied claims

Fred Harteis News Articles - If your health insurer refuses to reimburse you for a claim, you're not alone. Denial of health care claims happens all the time. But we'll tell you how you can fight back against your insurer to get the coverage you deserve.

 

1: Know what's covered

To avoid having a health insurance claim denied in the first place, scrutinize your copy. It's more important than ever to know what exactly is covered under your insurance policy.

 

That's because there are more caps now on how much insurers are willing to give you. There are ...   more »

View Article  Fred Harteis Business Quotes ~ Winning

Fred Harteis Business Quotes – Winning

 

 

The only yardstick for success our society has is being a champion. No one remembers anything else.

John Madden

 

John Earl Madden (born April 10, 1936) is a former National Football League player, a former head coach with the Oakland Raiders, and is considered the top broadcast analyst for NFL games. In 2006, he was inducted into the Pro Football Hall of Fame as recognition of his coaching career.

 

Fred Harteis and Linda Harteis are members of  IBOAI

Fred Harteis and Linda Harteis are Quixtar IBOs and members of ...   more »

View Article  Fred Harteis ~ Quick Quotes

Fred Harteis – It takes courage to be independent and stand on your own two feet to create a future for yourself.

 

 

You cannot build character and courage by taking away a man's initiative and independence.

Abraham Lincoln

 

 

Abraham Lincoln (February 12, 1809 – April 15, 1865) was the sixteenth President of the United States, serving from March 4, 1861 until his death on April 15, 1865. As an outspoken opponent of the expansion of slavery, he won the Republican Party nomination in 1860 and was elected president later that year. During his term, he ...   more »