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View Article  Fred Harteis News Articles - Protecting your home's

Fred Harteis News Articles  - Foreclosures can affect the value of your property even if you've been paying your mortgage faithfully. Here are some ways you can protect your home's worth if your area is hit hard by foreclosures.

 

1: Know the effect

Subprime foreclosures will cause 44.5 million homes to lose a total of $223 billion in wealth over the next few years. This works out to about a $5,000 loss on nearby households, according to the Center for Responsible Lending.

 

It's estimated that for every foreclosure in your neighborhood, your home value decreases about 1 ...   more »

View Article  Fred Harteis Business News- OMG! Text message charges soar

Fred Harteis News Articles - Texting your boss that you'll "brb" (be right back) can save a lot of time and energy, but chances are it won't save you money.

 

Although teenagers have been driving the trend, nearly everyone is texting (also known as SMS, or "short message service"). According to Forrester Research, now more than one-third of all cell phone subscribers are on board with "txt" - and sending almost a billion messages each day.

 

But that convenience comes at a price. If you don't shell out for a texting package, which can cost $3 to $20 ...   more »

View Article  Fred Harteis News Articles - Getting a home energy audit

Fred Harteis News Articles - Winter heating bills are going to be even more brutal than the government projected, according to a new report. The average household will pay $986 in heating costs this winter. This is up almost 11 percent from last season, according to the Energy Information Administration. To prevent skyrocketing bills, invest in an energy audit. We'll tell you how.

 

An audit assesses how much energy your home uses and evaluates how you can make your home more efficient. You can slash your heating bill by up to 40 percent.

 

1: DIY energy audit

First, ...   more »

View Article  Fred Harteis News Articles - Worst Jobs in America

Fred Harteis News Articles  - Think your job stinks? Try being a model. Last year, models made a median hourly wage of $11.22, according to the Bureau of Labor Statistics, a bit less than twice the minimum wage of $5.85. Not so glamorous.

 

How do other jobs stack up? Click forward to see the top 10 worst jobs in today.

 

No. 10: Motion Picture Projectionists

Concentration of bad jobs:

78.1 percent

It may be fun to see the newest movies for free, but not dozens of times in a row. The pay and benefits aren't so hot ...   more »

View Article  Fred Harteis News Articles- Avoiding Air Rage

Fred Harteis News Articles - Who hasn't encountered some nastiness when placed at the mercy of our airlines? It's no surprise that nastiness is met with nastiness in return. The result -- air rage. Since there's no reason to expect things to get better at the airport any time soon, here are some tips for a clean getaway every time you pass through an airport.

 

1. Pay the lowest price possible. Unless you are in business or first class, the treatment you receive isn't going to vary one whit whether you paid a little or a lot for your ...   more »