Fred Harteis & Harteis International News Today

Fred Harteis News Articles- Finally, some good news about credit: Fair Isaac, the company that calculates consumer credit ratings for lenders, is rolling out a new formula that promises to favor responsible credit holders. Your FICO score could benefit.

Fair Isaac began working on the new system in 2006 - before the subprime mess even unfolded - in an effort to better differentiate "good risk" borrowers from "bad risk" ones and give creditors a more accurate prediction of default. A consumer in good standing could see his or her score go up by as much as 25 points under ... more »

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Saturday, April 26

Fred Harteis News Articles- Avoid rollover and refinancing penalties

by maba on Sat 26 Apr 2008 04:00 PM EDT

Fred Harteis News Articles- Do we have to claim our government rebate checks as income on our 2008 tax return?

Well, Uncle Sam won't tax your rebate check. But your state might, says John Roth of tax information service, CCH.

While it's unclear right now how many states will make you claim the rebate check, it wouldn't be surprising if you do have to include it in your state taxes, according to Roth.

"States will want as much money as they can gather," he says. To find out, you'll want to ask your accountant or go to ...   more »

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Thursday, April 24

Fred Harteis News Articles - Save money on energy bills

by maba on Thu 24 Apr 2008 08:00 PM EDT

Fred Harteis News Articles - Rising oil and gas prices are putting the squeeze on everyone's budget. Here are top tips on how to save money on energy.

1: Get the outlook

We've seen oil prices at above $100 a barrel, and it could get worse, according to some analysts.

Peter Beutel of Energy Risk Management firm Cameron Hanover says barring a recession or fervent conservationist movement, oil will keep right on rising to levels that could reach $150.

We all know that gas prices are on the rise. The average is now above $3.00. The Energy ...   more »

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Tuesday, April 22

Fred Harteis News Articles- Avoiding credit repair scams

by maba on Tue 22 Apr 2008 09:00 PM EDT

Fred Harteis News Articles- Banks are tightening their purse strings, making it harder to qualify for loans. And now the Better Business Bureau is warning that some companies are using the credit crunch to take advantage of consumers who want to clean up their credit. Here are some top tips on avoiding these scams.

1: Get the lowdown

Complaints against credit repair companies have risen for three straight years, increasing more than 38% since 2004 according to the Better Business Bureau.

You've probably heard of these services before. Ads are common on the radio, in television, in ...   more »

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Sunday, April 20

Fred Harteis News Articles - 4 Easy Ways To Best Stress At Work

by maba on Sun 20 Apr 2008 01:00 PM EDT

Fred HarteisNews Article - Why did you quit your last job -- assuming you left voluntarily? According to a recent study of 93 big companies by human-resources consultants Watson Wyatt (www.watsonwyatt.com), the No. 1 reason why people quit is excessive stress. Yet employers seem unaware of this, or in denial: When asked why they thought employees were leaving, most HR managers gave insufficient pay and lack of career development, including promotions, as the main reasons.

When it comes to dealing with stress on the job, you're on your own, says Tevis Gale, a career coach and ...   more »

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